:root{--red:#df2f21;--deep:#a51e17;--ink:#20232b;--soft:#fff2ef;--line:#f0d6d1}*{box-sizing:border-box}body{margin:0;font-family:Poppins,sans-serif;color:var(--ink);background:#fff}a{text-decoration:none;color:inherit}.top{height:76px;border-top:3px solid #e8b7b1;box-shadow:0 2px 8px #0001;display:flex;align-items:center;padding:0 7%;justify-content:space-between}.brand{font-size:25px;font-weight:800;color:var(--red);letter-spacing:-1px}.brand span{color:var(--ink);font-size:15px;margin-left:4px}.top nav{display:flex;gap:8px}.top nav a{padding:11px 22px;border-radius:5px 5px 0 0;font-size:14px;font-weight:600}.top nav a.active,.top nav a:hover{background:var(--red);color:#fff}.login{color:var(--red);font-size:14px;font-weight:600}.hero{background:linear-gradient(110deg,#fff 30%,#fff0ed);padding:78px 8% 68px;display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}.eyebrow{color:var(--red);font-weight:700;font-size:14px;text-transform:uppercase;letter-spacing:1px}.hero h1{font-size:46px;line-height:1.1;margin:14px 0;color:var(--deep)}.hero h1 em{font-style:normal;color:var(--red)}.hero p{font-size:18px;line-height:1.7;max-width:600px;color:#59606c}.btn{display:inline-block;background:var(--red);color:#fff;padding:15px 28px;border-radius:6px;font-weight:700;border:0;cursor:pointer;font:inherit}.btn:hover{background:var(--deep)}.hero-card,.calc{background:#fff;border-radius:16px;box-shadow:0 10px 30px #ad2b1b1c;border:1px solid #f4d5d0;padding:28px}.hero-card h3{margin:0 0 20px;color:var(--deep)}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.benefit{padding:17px;background:var(--soft);border-radius:10px}.benefit b{display:block;color:var(--red);font-size:21px}.benefit small{color:#676d76}.section{padding:65px 8%}.section h2{text-align:center;color:var(--deep);font-size:30px;margin:0 0 12px}.subtitle{text-align:center;color:#6b7078;margin:0 auto 34px}.calc-wrap{background:#fff8f6}.calc{max-width:790px;margin:auto;display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:end}.field label{font-size:13px;font-weight:600;display:block;margin-bottom:7px}.field select,.field input{width:100%;padding:13px;border:1px solid #dfc5c0;border-radius:7px;background:#fff;font:inherit}.result{grid-column:1/-1;background:var(--deep);color:#fff;border-radius:10px;padding:20px;display:flex;justify-content:space-between;align-items:center}.result strong{font-size:28px}.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:38px;position:relative}.step{position:relative;text-align:center}.num{width:48px;height:48px;margin:auto;background:var(--red);color:#fff;border-radius:50%;display:grid;place-items:center;font-weight:700;font-size:19px;box-shadow:0 0 0 7px #ffe2dd}.step h3{color:var(--deep);font-size:17px;margin:24px 0 8px}.step p{font-size:14px;color:#686e77;line-height:1.6;margin:0}.note{margin:40px auto 0;max-width:820px;text-align:center;background:#fff3ef;padding:19px;border-radius:10px;color:#5f6268}.final{background:var(--deep);color:#fff;text-align:center;padding:55px 20px}.final h2{color:#fff}.final p{color:#ffe7e2;margin-bottom:24px}.final .btn{background:#fff;color:var(--deep)}footer{text-align:center;padding:20px;color:#777;font-size:13px}.modal{display:none;position:fixed;inset:0;background:#17100f99;z-index:5;padding:22px;overflow:auto}.modal.open{display:grid;place-items:center}.modal-box{background:#fff;border-radius:14px;max-width:780px;width:100%;padding:30px;position:relative}.close{position:absolute;right:20px;top:12px;font-size:28px;cursor:pointer;color:#999}.modal-box h2{color:var(--deep);margin-top:0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.form-grid .full{grid-column:1/-1}.form-grid label{font-size:12px;font-weight:600;display:block;margin-bottom:5px}.form-grid input,.form-grid select{width:100%;padding:11px;border:1px solid #dec8c4;border-radius:6px;font:inherit}.form-grid .btn{grid-column:1/-1;margin-top:7px}@media(max-width:800px){.top nav{display:none}.hero{grid-template-columns:1fr;padding:55px 6%}.hero h1{font-size:37px}.benefits,.timeline{grid-template-columns:1fr}.section{padding:48px 6%}.calc,.form-grid{grid-template-columns:1fr}.result{grid-column:auto;display:block}.result strong{display:block;margin-top:5px}}